Lifesaving Loans for all sorts of lives

Total Home Loans Direct ltd  is registered in England and Wales 6752234, Consumer credit licence 611894

THL Direct is a trading name for Total Homeloans Direct Ltd registered office 19-25 Hill Street Poole Dorset BH15 1NR


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Quick & Easy Payday Loans

Our Payday Loans


We offer 2 types of Payday Loan. Please select the type of loan you need. The £25 fee for FastTrack Loans will be added to you loan. Note: If you apply after 2pm, your loan may not be processed until the next working day.






Loan Funding Cut-Off Times


Loans must be agreed & acceptances received, by:


48 Hour Loans: 4pm

48hr loans take 48 working hours to clear in your account.


FastTrack Loans: 5pm

Some banks take longer than others to transfer money to your account.

*If you bank with one of the following banks, the cut-off time is 2pm.


Abbey National     

The Co-Operative (including Smile)    

Royal Bank of Scotland


Yorkshire Bank

Clydesdale Bank


*Other organisations may be included, that are not listed.