How it works
Complete our online application form to see if you meet our initial criteria. If you do, our underwriters will personally assess your application for credit to see how we can help.
2. Get Same Day Funding
After speaking with a qualified candidate, we offer same day funding. Unlike other lenders, we do not have to wait for a third-party transfer. Funds are paid directly from us and will appear as “THL Direct” into your bank account.
3. Flexible Repayment
THL Direct Is A DIRECT LENDER
We Are A RESPONSIBLE LENDER.
“Easy quick service very helpful and friendly would recommend to anybody”
“They have been very good very open very happy how i was spoken to so polite it make a change to talk to a company like this. I would recomend this company all day long Thank you very much”
“Always done with a minimum of fuss and the staff are always polite. Would highly recommend!”
“Very quick and easy happy days .”
“My re-loan application was handled swiftly in my time of need as my boiler had broken. Couldn't have asked for better or expedient service. Thanks”
an instalment loan direct lender like THL Direct?
Settle at Any Time
Being a responsible lender we allow you to settle at any time without any penalties. If approved, your loan will be set up for payment over multiple months but you can contact us at any time for a settlement balance. This allows you to only pay for the time you borrow.
Fast Easy Acceptance
As a direct lender, we can help a variety of people in many different circumstances. Our underwriters personally assess each application for credit to see if we can help and if you meet our initial criteria
Compare THL Direct
We are fully licensed authorised by the FCA as a payday instalment loan direct lender. Our payday instalment loans are set up for payments spread across multiple paydays. Compare us to others! You can find a loan comparison site here.
Three Month Loans
We don’t offer a 1-month payday loan but as a direct lender, we have a similar alternative. Our 3-month instalment loan provides better flexibility for repayments and allows you to settle at any time only paying for the time you borrowed.
We understand that not everyone has a monthly payday or finds a big monthly payment easy to budget. To help with this we give you the choice of repaying your loan weekly or monthly. This allows you to only pay for the time you borrow.
REPRESENTATIVE EXAMPLE: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Monthly Payments: £104.36, £104.36 and £104.36. Total amount payable: £313.08