Payday Loans

 

We are a credit broker not a Lender. Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances.

Payday Loans- always online 24/7

Our application form is online and can be simply completed from a Mobile, laptop or PC using the Apply Here button above; (https://www.thldirect.co.uk/apply/)- it only takes a couple of minutes to complete and is straightforward with THLD.

There will be a few simple questions regarding your residential status, income, employment, income and expenditure and the bank account details to let us send your money to the right place.

We take special steps to ensure your personal details are stored safely and securely with us when you complete your Instalment loan application online.

After you have completed the online application it is sent to our direct lender parters who will carry out some checks and let you know if your application for a Pay Day Loan has been accepted.

The lender may ask you to contact them to complete the final checks to ensure that any loan meets their responsible lending criteria, suitability requirements and affordability checks.

After our direct lender partner has have carried out their remaining checks, they will approve the loan and it will be sent directly to your nominated bank account.

Lending Criteria

To be accepted for an Instalment loan, you have to meet the following criteria:

  • Over 18 years old
  • Live in the UK and be a UK resident
  • Employed
  • Have a Valid Debit Card
  • Your income is paid into your bank account
  • Contact details are valid and working
  • Not currently in a Individual Voluntary arrangement (IVA), Debt management plan (DM Plan) or currently taking proceeding for bankruptcy (BKO)

Cost of the Loans

We are a credit broker not a Lender. Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances.

Can I pay my loan of Early?

Yes, If you would like to pay your Payday loan off early you will be not charged any additional exit or penalty fees and can clear the balance at any time- Please contact your lender who will happily help you through this process.

Responsible Lending Payday Loans

We have built a reputation for creating strong relationships with all our customers and making Responsible lending Key within our business.

We regularly review feedback from our customers and adapt and change with their needs with the loans that we offer.

THL Direct (THLD)