November 2025

When interest rates rise, borrowers across the UK immediately feel the strain. Monthly repayments climb, household budgets tighten, and financial planning becomes even more critical. Whether you have a personal loan, credit card, or variable-rate finance, adapting your repayment strategy can make the difference between staying afloat and falling behind. At THLDirect.co.uk, we understand that […]

Debt has become a familiar part of modern life in the UK, especially with rising living costs. But how you manage that debt can make all the difference between constant stress and financial freedom. Two common approaches dominate the conversation: using a personal loan to consolidate debt and freezing spending to regain control. Both can

Turning 50 doesn’t mean turning away from financial ambitions. Many people in their fifties and beyond still pursue big goals to help their families, improving their homes, or simply managing debt more efficiently. But when it comes to borrowing, age often raises questions. Can you still get personal loans after 50? What options are open