This website, along with most other major websites, uses cookies. Cookies enable users to navigate around websites and (where appropriate) enable us to tailor the content to fit the needs of visitors who have accessed the site and help us improve the user experience. Without cookies enabled we cannot guarantee that the website and your experience whilst visiting are as we intended it to be.

At THLD we use cookies in the following ways:

• We use cookies within our online application forms. Without cookies enabled you will not be able to apply for our products.
• To track how visitors reach our site and the path they take through it to help us improve our service to you. For example, we use Google Analytics, a popular web analytics service provided by Google. Google Analytics uses cookies to help us to analyse how users use the site. Find our more about how these cookies are used on the Google Privacy site.

The length of time a cookie will remain on your device will depend on the type of cookie.

• Session Cookies: These are temporary cookies, which only exist in the period you access the website (or more strictly, until you close the browser after accessing the website). Session cookies help the THLD website remember what you chose on the previous page, therefore avoiding the need to re-enter information and improve your experience whilst using the site.
• Persistent Cookies: These are cookies, which remain on your device after you have visited our website. An example of this is Google analytics storing cookies to see if you return to us at a later date.

If you wish to restrict or block the cookies which are set by us, or indeed any other website, you can do this through your browser settings. The Help function within your browser should tell you how.

Alternatively, you may wish to visit www.aboutcookies.org, which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer (including those from this visit) as well as more general information about cookies. For information on how to do this on the browser of your mobile device you will need to refer to your handset manual.